/* =====================================================================
   FDAPT — Feuille de style principale
   ===================================================================== */

:root {
    --color-primary: #0B2545;
    --color-primary-light: #13335e;
    --color-secondary: #2563EB;
    --color-secondary-light: #eaf1ff;
    --color-success: #1E8E5A;
    --color-success-bg: #e8f7ef;
    --color-warning: #B7791F;
    --color-warning-bg: #fdf3e3;
    --color-danger: #C0392B;
    --color-danger-bg: #fceceb;
    --color-white: #FFFFFF;
    --color-gray-50: #F7F9FC;
    --color-gray-100: #F0F3F8;
    --color-gray-200: #E3E8F0;
    --color-gray-400: #98A2B3;
    --color-gray-600: #5B6472;
    --color-gray-800: #232A35;

    --font-base: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --radius-sm: 8px;
    --radius-md: 14px;
    --radius-lg: 22px;
    --shadow-sm: 0 2px 8px rgba(11, 37, 69, 0.06);
    --shadow-md: 0 8px 24px rgba(11, 37, 69, 0.10);
    --shadow-lg: 0 20px 48px rgba(11, 37, 69, 0.14);
    --container-width: 1180px;
    --transition: 0.2s ease;
    --gradient-primary: linear-gradient(135deg, #0B2545 0%, #163A6B 55%, #1D4ED8 120%);
    --gradient-accent: linear-gradient(135deg, #1B3A66 0%, #2563EB 100%);
    --color-heading: #1b4599;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    margin: 0;
    font-family: var(--font-base);
    color: var(--color-gray-800);
    background: var(--color-white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

ul { list-style: none; margin: 0; padding: 0; }

h1, h2, h3, h4 { font-weight: 700; line-height: 1.25; margin: 0 0 .6em; color: var(--color-heading); }
h1 { font-size: clamp(2rem, 4vw, 3rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; }

.container {
    width: 100%;
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 0 24px;
}

.skip-link {
    position: absolute;
    left: -999px;
    top: 0;
    background: var(--color-primary);
    color: #fff;
    padding: 10px 16px;
    z-index: 1000;
    border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }

/* ---------------------------------------------------------------------
   Boutons
   --------------------------------------------------------------------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 13px 26px;
    border-radius: 999px;
    font-weight: 600;
    font-size: 0.95rem;
    border: 2px solid transparent;
    cursor: pointer;
    transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition);
    white-space: nowrap;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--color-secondary); color: #fff; box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: #1d4fce; box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; border-color: var(--color-secondary); color: var(--color-secondary); }
.btn-outline:hover { background: var(--color-secondary-light); }
.btn-ghost-light { background: rgba(255,255,255,0.12); border-color: rgba(255,255,255,0.4); color: #fff; }
.btn-ghost-light:hover { background: rgba(255,255,255,0.22); }
.btn-block { width: 100%; }
.btn-sm { padding: 8px 16px; font-size: 0.85rem; }
.btn[disabled] { opacity: 0.6; cursor: not-allowed; transform: none; }

/* ---------------------------------------------------------------------
   Header / Navigation
   --------------------------------------------------------------------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    padding: 18px 24px 0;
    background: transparent;
}
.site-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 9px 10px 9px 22px;
    background: rgba(255,255,255,0.86);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(11,37,69,0.08);
    border-radius: 999px;
    box-shadow: 0 4px 16px rgba(11,37,69,0.06);
    transition: box-shadow var(--transition), border-color var(--transition), background var(--transition);
}
.site-header.is-scrolled .site-header__inner {
    background: rgba(255,255,255,0.95);
    box-shadow: 0 10px 30px rgba(11,37,69,0.12);
    border-color: rgba(11,37,69,0.12);
}
.brand { display: flex; align-items: center; gap: 11px; font-weight: 800; font-size: 1.15rem; color: var(--color-primary); letter-spacing: -0.2px; }
.brand__mark {
    display: inline-flex;
    width: 38px; height: 38px;
    flex-shrink: 0;
    filter: drop-shadow(0 4px 10px rgba(11,37,69,0.22));
}
.brand__mark svg, .brand__mark img { width: 100%; height: 100%; display: block; object-fit: contain; }
.brand__mark--footer { filter: none; }

/* ---------------------------------------------------------------------
   Icônes SVG (remplacent les emojis)
   --------------------------------------------------------------------- */
.icon-svg { width: 24px; height: 24px; flex-shrink: 0; }
.icon-svg--sm { width: 17px; height: 17px; }

.site-nav { display: flex; align-items: center; gap: 6px; }
.site-nav ul { display: flex; align-items: center; gap: 2px; margin-right: 14px; }
.site-nav ul a {
    font-weight: 600;
    font-size: 0.92rem;
    color: var(--color-gray-600);
    padding: 9px 16px;
    border-radius: 999px;
    transition: background var(--transition), color var(--transition);
}
.site-nav ul a:hover { background: var(--color-gray-100); color: var(--color-primary); }
.site-nav ul a.is-active { background: var(--color-secondary-light); color: var(--color-secondary); }
.btn-nav-cta { padding: 10px 22px; background: var(--color-heading); box-shadow: 0 4px 12px rgba(27,69,153,0.35); }
.btn-nav-cta:hover { background: #123268; }

.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { width: 22px; height: 2px; background: var(--color-primary); border-radius: 2px; transition: transform var(--transition), opacity var(--transition); }

/* ---------------------------------------------------------------------
   Sélecteur de langue
   --------------------------------------------------------------------- */
.lang-switcher { position: relative; margin-left: 8px; }
.lang-switcher__toggle {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--color-gray-100);
    border: none;
    border-radius: 999px;
    padding: 8px 14px;
    font-weight: 700;
    font-size: 0.78rem;
    letter-spacing: 0.4px;
    color: var(--color-gray-800);
    cursor: pointer;
    transition: background var(--transition), color var(--transition);
}
.lang-switcher__toggle:hover { background: var(--color-gray-200); }
.lang-switcher__toggle .icon-svg { color: var(--color-secondary); }
.lang-switcher__menu {
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    background: #fff;
    border: 1px solid var(--color-gray-200);
    border-radius: 14px;
    box-shadow: var(--shadow-md);
    padding: 6px;
    min-width: 160px;
    display: flex;
    flex-direction: column;
    gap: 2px;
    opacity: 0;
    transform: translateY(-8px);
    pointer-events: none;
    transition: opacity var(--transition), transform var(--transition);
    z-index: 200;
}
.lang-switcher__menu.is-open { opacity: 1; transform: translateY(0); pointer-events: auto; }
.lang-switcher__menu a { padding: 9px 12px; border-radius: 9px; font-size: 0.88rem; font-weight: 500; color: var(--color-gray-800); }
.lang-switcher__menu a:hover { background: var(--color-gray-100); }
.lang-switcher__menu a.is-active { background: var(--color-secondary-light); color: var(--color-secondary); font-weight: 700; }

/* ---------------------------------------------------------------------
   Hero
   --------------------------------------------------------------------- */
.hero {
    background: var(--gradient-primary);
    color: #fff;
    padding: 96px 0 118px;
    position: relative;
    overflow: hidden;
}
.hero::after {
    content: "";
    position: absolute;
    right: -160px; top: -160px;
    width: 520px; height: 520px;
    background: radial-gradient(circle, rgba(37,99,235,0.38), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.hero__pattern {
    position: absolute;
    inset: 0;
    opacity: 0.5;
    background-image: radial-gradient(rgba(255,255,255,0.16) 1px, transparent 1px);
    background-size: 26px 26px;
    -webkit-mask-image: linear-gradient(180deg, rgba(0,0,0,0.9), transparent 75%);
    mask-image: linear-gradient(180deg, rgba(0,0,0,0.9), transparent 75%);
    pointer-events: none;
}
.hero__grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 56px; align-items: center; position: relative; z-index: 1; }
.hero__finance { position: absolute; inset: 0; pointer-events: none; overflow: hidden; user-select: none; }
.hero__finance-item { position: absolute; display: flex; align-items: center; justify-content: center; width: 76px; height: 76px; color: #bfdbfe; opacity: .16; font-size: 64px; font-weight: 500; line-height: 1; }
.hero__finance-item svg { width: 100%; height: 100%; stroke-width: 1; }
.hero__finance-item--euro { left: 6%; top: 15%; transform: rotate(-14deg); }
.hero__finance-item--trend { right: 7%; top: 17%; width: 100px; height: 100px; --finance-delay: -4s; --finance-duration: 19s; }
.hero__finance-item--coins { left: 9%; bottom: 16%; --finance-delay: -9s; --finance-duration: 22s; }
.hero__finance-item--percent { right: 5%; bottom: 17%; font-size: 58px; --finance-delay: -6s; --finance-duration: 20s; }
.hero__finance-item--chart { left: 42%; bottom: 3%; width: 90px; height: 90px; opacity: .12; --finance-delay: -12s; --finance-duration: 24s; }
.hero__finance-item--coin { left: 47%; top: 5%; width: 50px; height: 50px; border: 1px solid currentColor; border-radius: 50%; font-size: 30px; opacity: .12; --finance-delay: -7s; --finance-duration: 21s; }
@media (prefers-reduced-motion: no-preference) {
    .hero__finance-item { animation: hero-finance-drift var(--finance-duration, 18s) ease-in-out var(--finance-delay, 0s) infinite; }
}
@keyframes hero-finance-drift {
    0%, 100% { transform: translate3d(0, 0, 0) rotate(-10deg); }
    50% { transform: translate3d(12px, -22px, 0) rotate(7deg); }
}
@media (max-width: 1200px) {
    .hero__finance-item { opacity: .09; }
    .hero__finance-item--euro { left: 1%; top: 4%; }
    .hero__finance-item--trend { right: 2%; top: 5%; }
}
@media (max-width: 600px) {
    .hero__finance-item--coins, .hero__finance-item--chart, .hero__finance-item--coin { display: none; }
    .hero__finance-item--percent { bottom: 4%; }
}
.hero::before {
    content: "";
    position: absolute;
    left: -120px; bottom: -240px;
    width: 640px; height: 640px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(56,189,248,.13), transparent 68%);
    pointer-events: none;
}
/* Gentle motion stays optional and never hides content without animation support. */
@media (prefers-reduced-motion: no-preference) {
    .hero::before { animation: hero-halo-drift 19s ease-in-out infinite alternate; }
    .hero::after { animation: hero-halo-drift 15s ease-in-out -7s infinite alternate-reverse; }
    .hero__pattern { animation: hero-pattern-breathe 10s ease-in-out infinite; }
    .hero__content > * { animation: hero-reveal .8s ease-out both; }
    .hero__content > :nth-child(2) { animation-delay: .1s; }
    .hero__content > :nth-child(3) { animation-delay: .2s; }
    .hero__content > :nth-child(4) { animation-delay: .3s; }
    .hero__content > :nth-child(5) { animation-delay: .4s; }
    .hero__visual { animation: hero-reveal 1s .25s ease-out both; }
    .hero .hero__mock-card { animation: hero-card-float 7s 1.25s ease-in-out infinite; }
    .hero .hero__floating-card { animation: hero-float 6s 1.25s ease-in-out infinite; }
    .hero__mock-progress-bar { transform-origin: left; animation: hero-progress 1.5s .7s ease-out both; }
}
@keyframes hero-reveal {
    from { opacity: 0; transform: translateY(16px); }
    to { opacity: 1; transform: translateY(0); }
}
@keyframes hero-card-float {
    0%, 100% { transform: translateY(0) rotate(-1.2deg); }
    50% { transform: translateY(-8px) rotate(-.6deg); }
}
@keyframes hero-float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(6px); }
}
@keyframes hero-halo-drift {
    from { transform: translate(0, 0) scale(1); }
    to { transform: translate(65px, -35px) scale(1.18); }
}
@keyframes hero-pattern-breathe {
    0%, 100% { opacity: .35; }
    50% { opacity: .6; }
}
@keyframes hero-progress {
    from { transform: scaleX(0); }
    to { transform: scaleX(1); }
}
@media (max-width: 900px) and (prefers-reduced-motion: no-preference) {
    .hero .hero__mock-card { animation-name: hero-float; }
    .hero .hero__floating-card { animation: none; }
}
.hero__eyebrow { display: inline-flex; align-items: center; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.16); padding: 7px 18px; border-radius: 999px; font-size: 0.78rem; font-weight: 600; letter-spacing: 0.5px; margin-bottom: 22px; }
.hero h1 { color: #fff; margin-bottom: 20px; letter-spacing: -0.5px; }
.hero p.lead { font-size: 1.12rem; color: rgba(255,255,255,0.82); max-width: 520px; margin-bottom: 34px; }
.hero__actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 22px; margin-top: 36px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,0.14); }
.hero__trust-item { display: flex; align-items: center; gap: 8px; font-size: 0.84rem; color: rgba(255,255,255,0.78); font-weight: 500; }
.hero__trust-item .icon-svg { color: rgba(255,255,255,0.65); }

/* Visuel "mock" du suivi de demande */
.hero__visual { position: relative; }
.hero__mock-card {
    background: #fff;
    color: var(--color-gray-800);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    transform: rotate(-1.2deg);
}
.hero__mock-header {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 16px 20px;
    border-bottom: 1px solid var(--color-gray-100);
    background: var(--color-gray-50);
}
.hero__mock-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--color-gray-200); }
.hero__mock-title { margin-left: 10px; font-size: 0.78rem; font-weight: 600; color: var(--color-gray-600); }
.hero__mock-body { padding: 24px 26px 28px; }
.hero__mock-row { display: flex; justify-content: space-between; padding: 11px 0; border-bottom: 1px dashed var(--color-gray-100); font-size: 0.9rem; }
.hero__mock-row span { color: var(--color-gray-600); }
.hero__mock-row strong { color: var(--color-primary); }
.hero__mock-status { margin-top: 16px; }
.badge-mock { display: inline-block; background: var(--color-secondary-light); color: var(--color-secondary); font-size: 0.78rem; font-weight: 700; padding: 6px 14px; border-radius: 999px; }
.hero__mock-progress { margin-top: 14px; height: 6px; border-radius: 999px; background: var(--color-gray-100); overflow: hidden; }
.hero__mock-progress-bar { width: 60%; height: 100%; border-radius: 999px; background: var(--gradient-accent); }

.hero__floating-card {
    position: absolute;
    left: -28px; bottom: -22px;
    background: #fff;
    color: var(--color-gray-800);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 14px;
    max-width: 260px;
}
.hero__floating-icon {
    width: 40px; height: 40px;
    border-radius: 12px;
    background: var(--color-success-bg);
    color: var(--color-success);
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
}
.hero__floating-icon .icon-svg { width: 20px; height: 20px; }
.hero__floating-card strong { display: block; font-size: 0.86rem; }
.hero__floating-card span { font-size: 0.76rem; color: var(--color-gray-600); }

/* ---------------------------------------------------------------------
   Sections génériques
   --------------------------------------------------------------------- */
.section { padding: 80px 0; }
.section--alt { background: var(--color-gray-50); }
.section__header { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section__eyebrow { display: inline-block; color: var(--color-secondary); font-weight: 700; letter-spacing: 0.6px; text-transform: uppercase; font-size: 0.8rem; margin-bottom: 12px; }
.section__header p { color: var(--color-gray-600); }

.grid { display: grid; gap: 28px; }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
    background: #fff;
    border: 1px solid var(--color-gray-200);
    border-radius: var(--radius-md);
    padding: 32px 26px;
    transition: transform var(--transition), box-shadow var(--transition);
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.card__icon {
    width: 52px; height: 52px;
    border-radius: 14px;
    background: var(--gradient-accent);
    color: #fff;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 20px;
    box-shadow: 0 8px 16px -6px rgba(37,99,235,0.45);
}
.card__icon .icon-svg { width: 24px; height: 24px; }
.card__actions { display: flex; gap: 10px; margin-top: 18px; flex-wrap: wrap; }

.loan-card { display: flex; flex-direction: column; overflow: hidden; }
.loan-card p { color: var(--color-gray-600); flex-grow: 1; }
.loan-card__title { text-transform: uppercase; font-size: 1.02rem; letter-spacing: 0.3px; }
.loan-card__image {
    margin: -32px -26px 20px;
    height: 220px;
    overflow: hidden;
    background: var(--color-gray-100);
}
.loan-card__image img { width: 100%; height: 100%; object-fit: cover; display: block; }
.link-more {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-weight: 600;
    font-size: 0.88rem;
    color: var(--color-secondary);
    text-decoration: underline;
    text-underline-offset: 3px;
    padding: 8px 0;
}
.link-more:hover { color: #1d4fce; }

/* ---------------------------------------------------------------------
   Page détail d'un type de prêt
   --------------------------------------------------------------------- */
.loan-detail-hero { text-align: center; }
.back-link { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: 0.88rem; color: rgba(255,255,255,0.85); margin-bottom: 6px; }
.back-link:hover { color: #fff; }
.back-link__icon { transform: rotate(180deg); }
.loan-detail-hero .card__icon { background: rgba(255,255,255,0.16); border: 1px solid rgba(255,255,255,0.3); box-shadow: none; }
.loan-detail-banner { max-width: 900px; margin: -40px auto 0; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.loan-detail-banner img { width: 100%; max-height: 380px; object-fit: cover; display: block; }

/* ---------------------------------------------------------------------
   Bandeau CTA final (fond dégradé)
   --------------------------------------------------------------------- */
.cta-band {
    background: var(--gradient-primary);
    color: #fff;
    padding: 72px 0;
    position: relative;
    overflow: hidden;
}
.cta-band::after {
    content: "";
    position: absolute;
    left: -140px; bottom: -140px;
    width: 380px; height: 380px;
    background: radial-gradient(circle, rgba(37,99,235,0.35), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,0.82); max-width: 520px; margin: 0 auto 28px; }

/* ---------------------------------------------------------------------
   Témoignages
   --------------------------------------------------------------------- */
.testimonial-card { display: flex; flex-direction: column; }
.testimonial-card__quote { color: var(--color-secondary-light); margin-bottom: 6px; }
.testimonial-card__quote .icon-svg { width: 30px; height: 30px; fill: var(--color-secondary-light); stroke: none; }
.testimonial-card__rating { display: flex; gap: 3px; margin-bottom: 12px; }
.testimonial-card__rating .icon-svg { width: 15px; height: 15px; stroke: none; }
.testimonial-card__rating .is-filled { fill: #F5A623; }
.testimonial-card__rating .is-empty { fill: var(--color-gray-200); }
.testimonial-card__content { color: var(--color-gray-800); font-size: 0.96rem; flex-grow: 1; font-style: italic; }
.testimonial-card__author { display: flex; align-items: center; gap: 12px; margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--color-gray-100); }
.testimonial-card__avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; flex-shrink: 0; }
.testimonial-card__avatar--fallback { background: var(--color-secondary-light); color: var(--color-secondary); display: flex; align-items: center; justify-content: center; }
.testimonial-card__author strong { display: block; font-size: 0.9rem; color: var(--color-primary); }
.testimonial-card__author span { display: block; font-size: 0.8rem; color: var(--color-gray-600); }

/* ---------------------------------------------------------------------
   Carrousel de témoignages
   --------------------------------------------------------------------- */
.testimonial-carousel { display: flex; align-items: stretch; gap: 16px; }
.testimonial-carousel__viewport { flex-grow: 1; overflow: hidden; }
.testimonial-track { display: flex; transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1); will-change: transform; }
.testimonial-slide { flex: 0 0 auto; padding: 6px 12px; box-sizing: border-box; }
.testimonial-slide .testimonial-card { height: 100%; }

.carousel-arrow {
    flex-shrink: 0;
    width: 46px; height: 46px;
    border-radius: 50%;
    background: #fff;
    border: 1.5px solid var(--color-gray-200);
    color: var(--color-primary);
    display: flex; align-items: center; justify-content: center;
    cursor: pointer;
    align-self: center;
    transition: border-color var(--transition), color var(--transition), box-shadow var(--transition);
}
.carousel-arrow:hover { border-color: var(--color-secondary); color: var(--color-secondary); box-shadow: var(--shadow-sm); }
.carousel-arrow .icon-svg { width: 19px; height: 19px; }
.carousel-arrow--prev .icon-svg { transform: rotate(180deg); }

.carousel-dots { display: flex; justify-content: center; gap: 8px; margin-top: 28px; }
.carousel-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--color-gray-200); border: none; padding: 0; cursor: pointer; transition: background var(--transition), transform var(--transition); }
.carousel-dot:hover { background: var(--color-gray-400); }
.carousel-dot.is-active { background: var(--color-secondary); transform: scale(1.25); }

/* ---------------------------------------------------------------------
   Comment ça marche — étapes
   --------------------------------------------------------------------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; position: relative; }
.steps::before {
    content: "";
    position: absolute;
    top: 20px; left: 12.5%; right: 12.5%;
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--color-gray-200) 0 8px, transparent 8px 14px);
    z-index: 0;
}
.step { position: relative; z-index: 1; padding: 30px 22px; background: #fff; border-radius: var(--radius-md); border: 1px solid var(--color-gray-200); transition: box-shadow var(--transition), border-color var(--transition); }
.step:hover { box-shadow: var(--shadow-md); border-color: transparent; }
.step__number {
    width: 40px; height: 40px;
    border-radius: 50%;
    background: var(--gradient-accent);
    color: #fff;
    display: flex; align-items: center; justify-content: center;
    font-weight: 700;
    margin-bottom: 16px;
    box-shadow: 0 6px 14px -5px rgba(37,99,235,0.5);
}

/* ---------------------------------------------------------------------
   Simulateur
   --------------------------------------------------------------------- */
.simulator {
    background: #fff;
    border: 1px solid var(--color-gray-200);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}
.simulator__field { margin-bottom: 24px; }
.simulator__field label { display: flex; justify-content: space-between; font-weight: 600; margin-bottom: 10px; }
.simulator__field output { color: var(--color-secondary); font-weight: 700; }
input[type="range"] { width: 100%; accent-color: var(--color-secondary); }
.simulator__result { background: var(--color-gray-50); border-radius: var(--radius-md); padding: 28px; display: flex; flex-direction: column; justify-content: center; }
.simulator__result-value { font-size: 2.4rem; font-weight: 800; color: var(--color-primary); margin: 6px 0 18px; }
.simulator__result-row { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px dashed var(--color-gray-200); font-size: 0.92rem; }
.simulator__disclaimer { margin-top: 16px; font-size: 0.82rem; color: var(--color-gray-600); background: var(--color-warning-bg); padding: 12px 14px; border-radius: var(--radius-sm); border-left: 3px solid var(--color-warning); }

/* ---------------------------------------------------------------------
   Formulaires
   --------------------------------------------------------------------- */
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-weight: 600; margin-bottom: 8px; font-size: 0.92rem; }
.form-group .hint { font-size: 0.8rem; color: var(--color-gray-600); margin-top: 6px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], input[type="password"], select, textarea {
    width: 100%;
    padding: 13px 15px;
    border: 1.5px solid var(--color-gray-200);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 0.95rem;
    background: #fff;
    transition: border-color var(--transition), box-shadow var(--transition);
}
input:focus, select:focus, textarea:focus {
    outline: none;
    border-color: var(--color-secondary);
    box-shadow: 0 0 0 3px var(--color-secondary-light);
}
textarea { resize: vertical; min-height: 120px; }

.checkbox-field { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 14px; }
.checkbox-field input { width: auto; margin-top: 4px; }
.checkbox-field label { font-weight: 400; font-size: 0.9rem; }

.alert { padding: 16px 20px; border-radius: var(--radius-sm); margin-bottom: 24px; font-size: 0.92rem; }
.alert-success { background: var(--color-success-bg); color: var(--color-success); border-left: 4px solid var(--color-success); }
.alert-error { background: var(--color-danger-bg); color: var(--color-danger); border-left: 4px solid var(--color-danger); }
.alert-info { background: var(--color-secondary-light); color: var(--color-secondary); border-left: 4px solid var(--color-secondary); }

/* ---------------------------------------------------------------------
   Formulaire de demande (apply.php) — page unique
   --------------------------------------------------------------------- */
.form-card {
    background: #fff;
    border: 1px solid var(--color-gray-200);
    border-radius: var(--radius-lg);
    padding: 44px;
    box-shadow: var(--shadow-md);
    max-width: 760px;
    margin: 0 auto;
}

.form-section { margin-bottom: 36px; padding-bottom: 36px; border-bottom: 1px solid var(--color-gray-100); }
.form-section:last-of-type { margin-bottom: 28px; padding-bottom: 0; border-bottom: none; }
.form-section__title { display: flex; align-items: center; gap: 14px; margin-bottom: 24px; }
.form-section__title h2 { margin: 0; font-size: 1.15rem; }
.form-section__number {
    width: 34px; height: 34px;
    border-radius: 50%;
    background: var(--gradient-accent);
    color: #fff;
    display: flex; align-items: center; justify-content: center;
    font-weight: 700;
    font-size: 0.9rem;
    flex-shrink: 0;
    box-shadow: 0 6px 14px -5px rgba(37,99,235,0.5);
}

/* ---------------------------------------------------------------------
   Page de confirmation
   --------------------------------------------------------------------- */
.confirmation { text-align: center; padding: 100px 0; }
.confirmation__icon {
    width: 88px; height: 88px;
    border-radius: 50%;
    background: var(--color-success-bg);
    color: var(--color-success);
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 28px;
    box-shadow: 0 10px 24px -10px rgba(30,142,90,0.45);
}
.confirmation__icon .icon-svg { width: 40px; height: 40px; }
.confirmation__reference {
    display: inline-block;
    background: var(--color-gray-50);
    border: 1px dashed var(--color-gray-400);
    padding: 16px 32px;
    border-radius: var(--radius-md);
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--color-primary);
    letter-spacing: 1px;
    margin: 20px 0 36px;
}

/* ---------------------------------------------------------------------
   FAQ
   --------------------------------------------------------------------- */
.faq-item { border-bottom: 1px solid var(--color-gray-200); }
.faq-question {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    padding: 22px 0;
    font-weight: 700;
    font-size: 1.02rem;
    color: var(--color-primary);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: inherit;
}
.faq-question .icon { display: flex; flex-shrink: 0; transition: transform var(--transition); color: var(--color-secondary); }
.faq-item.is-open .faq-question .icon { transform: rotate(180deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.25s ease; color: var(--color-gray-600); }
.faq-answer__inner { padding-bottom: 22px; }

/* ---------------------------------------------------------------------
   Footer
   --------------------------------------------------------------------- */
.site-footer { background: var(--color-primary); color: rgba(255,255,255,0.82); padding: 64px 0 24px; margin-top: 60px; }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; padding-bottom: 40px; }
.footer__col h3 { color: #fff; font-size: 0.95rem; margin-bottom: 18px; }
.footer__col ul li { margin-bottom: 10px; font-size: 0.9rem; }
.footer__col a:hover { color: #fff; }
.footer__brand-row { display: flex; align-items: center; gap: 11px; margin-bottom: 16px; }
.footer__brand-name { color: #fff; font-weight: 800; font-size: 1.05rem; }
.footer__tagline { font-size: 0.88rem; max-width: 260px; }
.footer__bottom { border-top: 1px solid rgba(255,255,255,0.14); padding-top: 22px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; font-size: 0.82rem; }

/* ---------------------------------------------------------------------
   Pages légales / contenu texte
   --------------------------------------------------------------------- */
.legal-content { max-width: 780px; margin: 0 auto; }
.legal-content h2 { margin-top: 2em; }
.legal-content .placeholder { background: var(--color-warning-bg); border-left: 3px solid var(--color-warning); padding: 4px 10px; border-radius: 4px; font-style: italic; }
.page-hero { background: var(--gradient-primary); padding: 64px 0; text-align: center; position: relative; overflow: hidden; }
.page-hero::after {
    content: "";
    position: absolute;
    right: -140px; top: -140px;
    width: 380px; height: 380px;
    background: radial-gradient(circle, rgba(37,99,235,0.32), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; }
.page-hero p { color: rgba(255,255,255,0.82); max-width: 600px; margin: 0 auto; }

/* Info cards on contact page */
.contact-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 48px; }
.contact-info-card { display: flex; align-items: flex-start; gap: 16px; background: var(--color-gray-50); border: 1px solid var(--color-gray-100); border-radius: var(--radius-md); padding: 24px; margin-bottom: 16px; transition: border-color var(--transition), transform var(--transition); }
.contact-info-card:hover { border-color: var(--color-secondary); transform: translateY(-2px); }
.contact-info-card__icon {
    width: 44px; height: 44px;
    border-radius: 12px;
    background: var(--gradient-accent);
    color: #fff;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 6px 14px -6px rgba(37,99,235,0.5);
}
.contact-info-card__icon .icon-svg { width: 20px; height: 20px; }
.contact-info-card h4 { margin-bottom: 4px; font-size: 1rem; }
.contact-info-card p { margin: 0; color: var(--color-gray-600); font-size: 0.92rem; }

/* Configurable WhatsApp contact button */
.whatsapp-button { position: fixed; right: max(20px, env(safe-area-inset-right)); bottom: max(20px, env(safe-area-inset-bottom)); z-index: 90; display: inline-flex; align-items: center; gap: 10px; padding: 14px 20px; border-radius: 999px; background: #087f42; color: #fff; font-weight: 600; text-decoration: none; box-shadow: 0 6px 22px rgba(0,0,0,.18); }
.whatsapp-button svg { width: 22px; height: 22px; }
.whatsapp-button:hover { background: #066333; color: #fff; }
.whatsapp-button:focus-visible { outline: 3px solid #087f42; outline-offset: 4px; }
.whatsapp-button.whatsapp-button--with-chat { right: auto; left: max(20px, env(safe-area-inset-left)); }
@media (max-width: 600px) { .whatsapp-button { right: 16px; padding: 12px 16px; } }